Teenaben Ravan in her new home with the help of VSSM

Teenaben Ravan's picture with Mittal Patel in Deesa

“Ben, can you please come inside my home for a moment, I want a picture with you”

“What will you do with the picture?”

“Why’d you ask that? I want to frame it and hang it in my home”

Teenaben Ravan was able to get a house in Deesa under Rajiv Gandhi Away Yojna. With the help of Pravinbhai Maadi and Nagarpalika, Teenaben had to pay the Rs 10, 000/- , which she borrowed through the interest free loans that VSSM gives to NT/DNT communities.

“Ben, Did you like how I have decorated my home? “

“Yes, very much. May god bless you “

Mahesh (VSSM worker) clicked the picture and Teenaben told Mahesh to make a copy of it and give it to her the earliest. Today, Mahesh calls me with a request to send the picture clicked with Teenaben. He informed me that Teenaben has been calling him several times a day and  now, he is hesitant to even go to the locality that Teenaben lives , with the fear that she will catch him and ask for the copy of the picture.

Unlike Mahesh, I only had laughter in my part. Everyone has pictures of their family members in their house and to get a place in that is truly humbling.

I would like to thank the donors who make it possible for me to help people like Teenaben and make it possible for me to have a place in the hearts and homes of people like Teenaben 

VSSM helps Amthabhai Bharthari to get a Buffalo

Amthabhai Bharthari and his wife with their Buffalo and
the second buffalo that they have got after giving a token amount

On the border of Gujarat and Rajasthan lies the Bhandotra village, with a population of approximately 5 thousand. Amthabhai Hirabhai Bharthari lives in this village and works as a one fourth partner of an agricultural land. Whatever the harvest of the season, he gets to keep the one fourth part of it. But farming is full of uncertainty these days, from untimely rains to the droughts in the region and change in climate. Due to any of these climatic factors, if the harvest fails or is not good, then Amthabhai has to bear the loss. If they harvest twice in the year and the harvest is good, the total income is 40 thousand to 50 thousand. Without any concern of day of day or night, of the harsh sun or the freezing cold, they keep working in the farm.

Amthabhai has 3 sons and 2 daughters. From whatever he could save, he got his one daughter married. But it is not enough for running his household. So he thought that if he bought a Buffalo, then he can feed his family with milk and the remaining milk, he can sell it in the dairy of the village. And the dairy is not far from his house, so there won’t be any issue of travelling. 

So he contacted Maheshbhai (VSSM worker) and requested him for an interest free loan of 30 Thousand. His loan got approved and he could buy a Buffalo. After he got the Buffalo, his income increased and he was able to save for repaying the monthly amount of the loan.His wife also helps him take care of the buffalo. He is now thinking that once he repays this loan, he wishes to get another interest free loan of 30 - 40 Thousand and buy another buffalo that he has seen nearby. The buffalo is worth 55 Thousand and Amthabhai given a token amount for it from his savings and has got the buffalo home. He now has to pay the remaining amount for which he is expecting VSSM to give him an interest free loan.

We, at VSSM, wish that Amthabhai and his wife keep working together and sustain themselves. We heartily thank the donors who make is possible for us to help people like Amthabhai.

Loan ID no. : 1067

VSSM’s small loans prove to be big help to nomadic communities…

a gleaming Amaratbhai Bajania in her shop, her priced possession…..

When the floods hit Banaskantha the last monsoon, PunjaBhai, a resident of Totana Village was anxious and worried about the condition of his submerged shop and the possible losses that the flood will cause to him. The process of waiting for the water to go down and facing the losses was very stressful for Punjabhai and in this extremely stressful period, he had a heart attack. 

He was immediately rushed to hospital and by the grace of god, he was taken to hospital on time and he was able to recover well. Once the water seeped out of the village, VSSM team had gone to Totada for give relief kits and on talking to Punjabhai they discovered that both of his shops had been destroyed. On hearing this, VSSM expressed their heartfelt sympathies to him and his family and decide to extend him and his son Amratbhai an interest free loan of Rs20, 000/- each. With that amount that were able to restock their shops again and are back on their foot now. They repay the monthly amount of Rs 2,000/- and are also saving the money for themselves. 

a gleaming Punjabhai Bajania in her shop, her priced possession…..

This wouldn’t have been possible without the support of our donors and well-wishers. We extend a heartfelt thanks to all those who came to our support and made it possible for us to help people like Punjabhai .. 

પુજાભાઇને મળ્યું નવજીવન અને #Vssm ના કારણે ધંધામા આવ્યું પરિવર્તન....

બનાસકાંઠામા આવેલ ભયંકર પાણીનુ પુર જોઇ ટોટાણામા રહેતા બજાણીયા પુંજાભાઇ ખુબ ગભરાઇ ગયેલા તેમને ગામમાં 2 દુકાન હતી એમને એમ કે હવે અમારી દુકાનો તણાઇ જશે અમારા ઘરોની શું હાલત થશે બાળકોનુ શું થશે આ બધી ચિંતા સતાવવા લાગી અચાનક પાણીનુ પુર વધતાજ બધાને ત્યાથી સ્થળાંતર કરાવાયા પુંજાભાઇને પાણીનુ પુર જોતા જ હાર્ટએટેક આવી ગયુ પુંજાભાઇને તાત્કાલિક પાટણ હોસ્પિટલ ખસેડવામાં આવ્યા.સમયસર લીધેલી સારવારથી તેઓ બચી ગયા. પરંતુ, પુરમાં ઘરનો બધો જ માલસામાન તણાઇ ગયો 2 દુકાનોનો સામાન પણ તણાઇ ગયો ને ખુબ નુકશાન થયું. 

પુરના પાણી ઓસરતા ટોટાણા જવાનુ થયુ રાશનકિટ અને વાસણકિટો બધાં પરિવારોને આપી પુજાભાઇએ પુરની પરિસ્થિતિ કહી તેમની વેદના વ્યકત કરી 2 દુકાનો તણાઇ ગઇ એ સાંભળી ખુબ દુખ થયુ. vssm દ્વારા તેમને વગર વયાજે લોન આપવાનુ નક્કી કર્યું. તેમના દિકરા અમરતને 20,000 અને પુજાભાઇને 20,000 ની લોન આપી ફરીથી દુકાનમા નવો માલસામાન ભરી દિધો હાલ તેમની 2 દુકાનો બહુ સારી ચાલે છે અને દરમહિને 2000 નો હપ્તો ભરે છે અને સારૂ કમાય પણ છે. 

ફોટોમા પુંજાભાઇ અને અમરતભાઇ દુકાન સાથે નજરે પડે છે...!

Laduben’s new found financial independence….

a gleaming Laduben in her shop, her priced possession…..

“Sangita’s father is a mason but he has never been  sincere towards his work, his willingness to work depends on his mood. I, however cannot afford to be negligent, I have three children to raise. I worked as a daily wage earner but finding work everyday was a challenge. I had to look for alternates to earn and support my family, my children. One day the thought of having a vegetable cart crossed my mind. Since I had no previous experience of doing business, I was a bit apprehensive. But VSSM’s Maheshbhai assured me a loan from the organization and provided  all the necessary guidance and support  to run a business. My business  did well and I felt  more confident. A small place adjoining to where I stood with my vegetable cart was up for sale. I decided to purchase that space. I did not have enough money but was confident of cracking the deal. My brother offered me some money while I borrowed the remaining amount. I approached Maheshbhai once again, this time he helped me get a bigger loan of Rs. 25,000. This loan was used to build a vegetable shop. My business is doing well and I have been able to pay off most of my previous loan amount.” This is Laduben Raval from Banaskantha’s Deesa. The dream she has is of  performing a debt free marriage of her daughter who is 16 years old now. She plans to be financially secure by the time her daughter reaches marriageable age.  The business has helped her pay off the first loan and save some for her family’s financial security.

May she succeed in realizing her dreams. Our wishes are always with her…..

‘સંગીતાના બાપા કડિયાકોમ કર. ઈમન પૈસા બૈસામાં બહુ હમજણ ના પડ. ઠીક હોય તો કોમે જાય નકર... માર તૈઈણ છોકરાં બધાન ખવરાવવું પીવરાવવું તો ખરા ન? મે કોય દાડો ધંધો નતો કર્યો. મજુરીએ જવું પણ એય કાયમ ના મળ. એકદાડો શાકભાજીની લારી કરવાનો વિચાર આયો. મહેશભઈ (#VSSM ના કાર્યકર) જે સંસ્થામાં કોમ કર એ સંસ્થા વગર વ્યાજે લોણ આલ એવી ખબર પડી ઈમન વાત કરી અન ઈમને દસ હજાર લારી લઈન ધંધો કરવા આલ્યા. હિંમત આવી. હારુ હેડ્યું. જો લારી લઈન ઊભી રેતી તો એક ભઈએ દુકોન થાય એટલી જગ્યા વેચવા બલ્લે કાઢી. મે જગ્યા રાખવાનું નક્કી કર્યું. એક રૃપિયોય મારી કન નતો. પણ થઈ રેશે. મારા ભઈએ મદદ કરી અને થોડા ઊછીના લઈન જગ્યા રાખી. દુકોન બોધવીતી. મહેશભઈન ફરીથી કીધુ તે ઈમને પચીસ હજારની લોન આલી અન દુકોન બોધી અને થોડો સોમોન લઈ. ધંધો સરસ હેડ હ. દેવુએ ઘણું ભરી દીધુ.’

લાડુબહેન રાવળ બનાસકાંઠાના ડીસામાં રહે. 11 મહિના પહેલાં આપેલી લોન તેમણે પુરી કરી. દસ હજાર તો એ પહેલાં પુરા કર્યા હતા. મોટી દીકરી 16 વર્ષની છે. તેના લગ્ન વખતે કોઈ સામે હાથ લાંબો ના કરવો પડે એવું આયોજન કરવાનું લાડુબહેનનું મન છે. તેઓ સફળ થાય તેવી અભ્યર્થના.. અને લાડુબહેન જેવા હજારો પરિવારોને મદદરૃપ થવાનું જેમના થકી શક્ય બન્ચું તેવા સ્વજનોનો આભાર...